[List] Kerala Niramaya Health Insurance Scheme 2021 Application Form PDF

Kerala Niramaya Health Insurance Scheme 2021 | Niramaya Health Insurance Claim form PDF Download | Niramaya Health Insurance Scheme Form PDF Download

The Kerala State Government has launched an affordable health insurance scheme for persons with disabilities under the National Trust Act 1999. The name of the scheme is “Kerala Niramaya Health Insurance Scheme 2021”. Through this scheme, beneficiaries can get insurance coverage of up to 1 lakh and it will be renewed every year. Medicines for OPD treatment, facilities for pathology, diagnostic tests, etc., regular medical checkups for non-ill disabled, dental care, surgery to prevent further progression of disability, non-surgical / hospitalization, existing disability For corrective surgery, ongoing disability-related complications, treatment to reduce the effect of alternative medicine. To enroll in the scheme, the beneficiary should pay Rs 500 / – (for APL categories) and Rs 250 / – (for BPL categories) as the premium amount. To renew this premium they should pay Rs 250 / – and Rs 50 / – respectively.

The Government of Kerala discussed the matter seriously and decided to pay its premium amount for enrollment and renewal of The Nirmaya Insurance Scheme. The Department of Social Justice collects applications from schools, Anganwadis, Kudumbashri, etc. through the State Nodal Agency Center (SNAC) and local level committees (LLCs), and enrolls the applicants and uses the funds given by the state government In this article, we will provide you the link to download Niramaya Health Insurance Scheme Application Form PDF, Niramaya Health Insurance- Application for Renewal, Niramaya Health Insurance Claim form. Also, you will explain in detail the entire process of applying for the scheme and viewing the Niramaya Health Insurance Scheme List 2021. To this end stay with our article

Kerala Niramaya Health Insurance Scheme Application Form PDF

As we told you The Nirmaya Health Insurance Scheme 2021 has been started by the Kerala State Government to provide health insurance coverage up to Rs 1 lakh to the disabled people of the state. You will find the Kerala Niramaya Health Insurance Scheme form PDF on the Social Justice Department official website sjd.kerala.gov.in. The State Cabinet Committee has also approved the implementation of the Nirmaaya Health Insurance Scheme to provide health insurance to physically challenged people. In every district of the state, the government insurance of Rs 1,00,000 will be provided for the disabled. Under the scheme, all persons with disabilities belonging to the poverty line (APL) and poverty line (BPL) categories of the state will be eligible.

Name of the scheme Niramaya Health Insurance Scheme 2021
State Kerala
Initiated by Kerala State Government
Related Departments Kerala Social Justice Department
Benefits Health insurance of 1 lakh
 Beneficiary State Disabled
 Objective To provide health care to the disabled
 Official Website Click Here
 Niramaya Health Insurance Scheme Application Form PDF Download

Features of Scheme

The scheme envisages providing comprehensive insurance cover, including

  • All ages have to pay only one premium.
  • Provision of equal coverage for each type of disability covered under the National Trust Act.
  • Insurance cover up to Rs 1 lakh.
  • All persons with disabilities under the National Trust will be eligible and included, who have a certificate of disability.
  • This scheme will be available in the entire country except for Jammu and Kashmir. Also, the following are envisaged in this scheme.
  • As per the benefits table issued/revised by National Trust – Services like regular medical check-up to hospitalization, surgery from treatment to improve, transportation, etc. These may be revised from time to time.
  • No pre-insurance medical check-up.
  • Outpatient services from unlisted hospitals and reimbursement of claims when seeking treatment.
  • Treatment can be done in hospitals designated by the National Trust.

Premium amount for Kerala Health Insurance Scheme

To enroll or renew the Niramaya Scheme, the beneficiary should pay an amount equal to the following-

APL Category (Actual Premium)   Rs. 500
BPL Category (Actual Premium)   Rs. 250
APL Category (Renewal Premium)   Rs. 250
BPL Category (Renewal Premium)   Rs. 50 

 Scheme Enrollment Fee and Required Documents

The following table describes the application fee and the documents required for each category of persons with disabilities.

Category of Divyang Nomination Fee (Rupees) Required Documents
BPL 250 Disability certificate (self-attested) issued by the district hospital or appropriate government authority.

BPL card
proof of address
Proof of payment (if by challan)

Non-BPL  500  Disability certificate (self-attested) issued by the district hospital or appropriate government authority.

proof of address
Proof of payment (if by challan)

PwD who have legal guardians (excluding parents) free of cost  Disability certificate (self-attested) issued by the district hospital or appropriate government authority

proof of address
Legal guardianship certificate under National Trust 1999

Renewal of Health Insurance Scheme

The Niramaya scheme is valid till 31 March of the financial year in which the nomination is made. Beneficiaries are expected to renew it three months before the completion of the scheme so that they continue to get the benefits of the scheme.

=> Step 1. Niramaya parents/guardians of the person with disabilities for renewal will go to the nearest registered institution by taking the required documents (which is described in step 2).
=> Step 2. The Registered Institution will follow the procedure described below for renewal of the PwD:
The registered entity will verify the validity of the document (the outline of which is given in the table below).
She will click on the renewal link on Niramaya’s website.
The application fee (as per the table) will be paid online.

 Scheme Renewal Fees and Documents

Category of Persons with Disabilities Renewal Fee (Rs) Required Documents
BPL   50  Disability certificate (self-attested) issued by district hospital or appropriate government authority

BPL card
proof of address
Proof of payment (if by challan)

Non-BPL   250 District Hospital or Disability Certificate issued by an appropriate government authority (self-attested)

proof of address
Proof of payment (if by challan)

PwD who have a legal guardian (excluding parents)  free Disability issued by district hospital or appropriate government authority certificate (self-attested)

proof of address
Legal guardianship certificate under National Trust 1999

The process to download the Kerala Nirmaya Health Insurance Scheme application form

If you want to download the Kerala Nirmaya Health Insurance Scheme application form, then for this you have to follow the steps given below.

  • First of all, you have to go to the official website of the Kerala Social Justice Department.
  • Here you have to click on the option of “Schemes” on the home page. A page will open in front of you on clicking.
  • On this page, you have to click on the link of “Niramaya Health Insurance Scheme”.
  • On clicking, another page will open in front of you. You will see links to application forms in the section of “Documents”.
  • Here you will get the links of the three forms of the plan application form, Application form for Renewal, and Insurance Claim form.
  • From here you can download the form as per your requirement. Or you can also download the form from the links given below.
Niramaya Health Insurance Enrollment form Click Here
Niramaya health insurance- Application for Renewal Click Here
Niramaya Health Insurance Claim form Click Here 
  • After downloading the form, you will have to fill in all the information asked in the form carefully.
  • After filling in all the information, you will have to attach your required document form.
  • After this, you have to submit the completed filled form to the concerned department. After submitting the form, after checking your application, you will be given benefits under the scheme.

Kerala Niramaya Health Insurance Scheme list 2021

If you want to see the Kerala Niramaya Health Insurance Scheme List, then for this you have to follow the following steps.

  • First of all, you have to go to the official website of the Kerala Social Justice Department.
  • Here you have to click on the option of “Schemes” on the home page.
  • A list of schemes will open in front of you, here you have to click on the link of “Niramaya Health Insurance Scheme”.
  • A page will open in front of you on clicking. Where you have to click on “Beneficiary Details” in the “Target Group” section.
  • After this, a page will open in front of you. Here you have to select the financial year and district.
  • Niramaya Health Insurance Scheme list will open in front of you as soon as you make your selection. Here you can check your name.

Here we have told you the complete information about downloading the application form and list of Kerala Niramaya Health Insurance Scheme 2021. If you have any questions related to this, then you can ask through the comment below. Stay connected with our website www.applicationformpdf.com to get the first and detailed information of all other government schemes and procedures. Thank you –

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